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401(k) Plans

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Reinforcing Our Fiduciary Processes With The CEFEX Certification

FPL Capital Management, LLC (FPLCM) was founded on the principles of integrity, professionalism, and exceptional client service.  We are also deeply committed to continuous improvement.  Our dedication to doing what is best for you, our clients, prompted us to engage CEFEX, the Centre for Fiduciary Excellence, LLC to audit our processes. In April of 2022, we contacted the CEFEX organization and requested an independent analyst provide us with a comprehensive independent review.  The process was rigorous, and their assessment took

SIMPLE IRA Plan vs. 401(k) Plan

Employers often ask which plan is better.  While there is no true right or wrong answer, one could make a strong case for a 401(k) plan.  Most employers gravitate towards the SIMPLE IRA plan due to its simplicity with minimal administrative responsibilities and low expenses.  However, if the employer is willing to make the extra effort and cover certain plan expenses, a 401(k) plan is the better solution for both the employer and employees. Contributions There is a significant difference in allowed