INVESTMENT OPTIONS
We design and maintain investment lineups that consist of about 40 to 50 low-cost institutional class funds. We do not include funds that participate in revenue sharing or charge commissions. We also look to design well-diversified fund lineups that represent most major asset classes:
US Equity
| US Large Blend | US Mid Blend | US Small Blend |
| US Large Value | US Mid Value | US Small Value |
International Equity
| International Large Blend | International Small Blend |
| International Large Value | International Small Value |
Emerging Markets Equity
| Emerging Markets Value |
Real Estate
| US Real Estate | Global Real Estate |
Fixed Income
| Investment Grade Bond Funds |
We use fiduciary software to monitor funds we select. Funds receive a Fiduciary Score that evaluates funds on nine different criteria across the spectrum of quantitative data points to determine a minimum fiduciary standard of care is being met. The nine criteria include:
- Regulatory oversight
- Track record
- Assets in the investment
- Stability of the organization
- Composition consistency with asset class
- Style consistency
- Expense ration/fees relative to peers
- Risk-adjusted performance relative to peers
- Performance relative to peers
Our investment lineup includes funds from companies, such as Vanguard and Dimensional. Below is a general list of funds available:
Dimensional Mutual Funds
Select List of Dimensional Funds Made Available Through iQ401k Platform
| Fund Name | Ticker | Fund Class | Expense Ratio | |
|---|---|---|---|---|
| DFA US Large Value | DFLVX | Institutional Class Shares | 0.27% | |
| DFA US High Profitablity | DURPX | Institutional Class Shares | 0.25% | |
| DFA US Targeted Value | DFFVX | Institutional Class Shares | 0.37% | |
| DFA International Value | DFIVX | Institutional Class Shares | 0.43% | |
| DFA International High Profitability | DIHRX | Institutional Class Shares | 0.35% | |
| DFA International Small Cap Value | DISVX | Institutional Class Shares | 0.68% | |
| DFA Emerging Markets Value | DFEVX | Institutional Class Shares | 0.57% | |
| DFA Global Equity | DGEIX | Institutional Class Shares | 0.30% | |
| DFA Global Real Estate | DFGEX | Institutional Class Shares | 0.24% | |
| DFA Investment Grade | DFAPX | Institutional Class Shares | 0.22% | |
Target Date Funds
Select List of Target Date Funds Made Available Through iQ401k Platform
| Fund Name | Ticker | Fund Class | Expense Ratio | |
|---|---|---|---|---|
| Vangaurd Target Retirement 2045 | VITLX | Institutional Class Shares | 0.09% | |
| Vanguard Target Retirement 2050 | VTRLX | Institutional Class Shares | 0.09% | |
| Vanguard Target Retirement 2055 | VIVLX | Institutional Class Shares | 0.09% | |
| Vanguard Target Retirement 2060 | VILVX | Institutional Class Shares | 0.09% |
Vanguard Funds
Select List of Vanguard Funds Made Available Through iQ401k Platform
| Fund Name | Ticker | Fund Class | Expense Ratio | ||
|---|---|---|---|---|---|
| Vanguard Dividend Apreciation Index | VDADX | Admiral Class Shares | 0.08% | ||
| Vanguard 500 Index | VFIAX | Admiral Class Shares | 0.04% | ||
| Vanguard Value Index | VVIAX | Admiral Class Shares | 0.05% | ||
| Vanguard Growth Index | VIGAX | Admiral Class Shares | 0.05% | ||
| Vanguard Mid Cap Index | VIMAX | Admiral Class Shares | 0.05% | ||
| Vanguard Mid Cap Value Index | VMVAX | Admiral Class Shares | 0.07% | ||
| Vanguard Small Cap Index | VSMAX | Admiral Class Shares | 0.05% | ||
| Vanguard Small Cap Value Index | VSIAX | Admiral Class Shares | 0.07% | ||
| Vanguard REIT Index | VGSLX | Admiral Class Shares | 0.12% | ||
| Vanguard Developed Markets Index | VTMGX | Admiral Class Shares | 0.07% | ||
| Vanguard International Explorer | VINEX | Investor Class Shares | 0.38% | ||
| Vanguard International Value Portfolio | VTRIX | Investor Class Shares | 0.40% | ||
| Vanguard Emerging Markets Stock Index | VEMAX | Admiral Class Shares | 0.14% | ||
| Vanguard Short Term Invesment Grade | VFSUX | Admiral Class Shares | 0.10% | ||
| Vanguard Intermediate Term Treasury | VFIUX | Admiral Class Shares | 0.10% | ||
| Vanguard Intermediate Term Bond Index | VBILX | Investor Class Shares | 0.07% | ||
| Vanguard High Yield Corporate | VWEAX | Admiral Class Shares | 0.13% | ||
| Vanguard Total International Bond Index | VTABX | Admiral Class Shares | 0.11% | ||
| Vanguard Total Bond Index | VBTLX | Admiral Class Shares | 0.05% | ||
| Vanguard Total International Stock Market Index | VTIAX | Admiral Class Shares | 0.11% | ||
| Vanguard Total Stock Market Index | VTSAX | Admiral Class Shares | 0.04% | ||
| Vanguard Federal Money Market Fund | VMFXX | Investor Class | 0.11% | ||
