While it is convenient, it is not beneficial to pay 401(k) plan fees from plan assets. When plan fees are deducted from plan assets, they are usually done on a pro rata basis – plan participants with the highest account balances pay the highest fees. This could greatly affect your overall investment return over a longer investment horizon when you factor in compounded growth. These fees could leave a six-figure dent in your retirement savings. This is especially true if your 401(k) provider charges a high
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