Welcome WCI Readers!

Welcome WCI Readers!

Discover a smarter, more seamless way to manage your company retirement plan. iQ401k® is an open-architecture 401(k) platform built for small to mid-sized businesses—including dental, radiology, anesthesiology, law groups and more.

Powered by Vanguard Retirement Plan Access™, our platform provides access to thousands of institutional-class investment options from leading firms, such as Vanguard, Dimensional, and Avantis—without proprietary fund restrictions.

Transparent, flat-fee pricing based on the number of plan participants—not a percentage of plan assets. Larger plans often experience 25%–40% in fee savings compared to traditional bundled providers like Empower, Voya, Transamerica, and other asset-based providers.

The Smarter 401(k) Plan You Deserve!